Honolulu Auto Accident Attorney
Auto Insurance: Getting Medical Bills Paid
Proper coordination of insurance benefits is essential following a Honolulu auto accident. Normally, there are at least three possible sources of medical payments following an auto accident:
- The automobile insurance company of the at-fault driver
- The automobile insurance company of the injured party
- The health insurance coverage of the injured party
Auto accidents in Honolulu
Do not rely on insurance companies
Many car accident victims rely on the good faith of their own insurance company to pay their medical bills in a timely manner, only to learn their insurance company has a different agenda, and has to be prodded to do what it is supposed to do. Many times, the insurance company does not pay the medical bills promptly or fully. Or, they may insist on pre-approval, which can take weeks while your necessary treatment is put on hold. Often, the insurance company will hire a doctor friendly to the insurance company, and the doctor renders an opinion that you are not really hurt, or your injury resulted from something that happened years before the accident. It is no wonder that more and more doctors are simply refusing to treat auto accident victims—the paperwork and process is just too much of a headache for them. As a Honolulu car accident attorney, Jeff Crabtree can file a claim to force the insurer to pay what they are obligated to pay.
Fortunately, there are ways for you to avoid the above scenario. Basically, do not rely solely on representatives of insurance company, doctors, or hospitals to coordinate your various potential health insurance benefits following an accident. Your Honolulu auto accident attorney will understand the “big picture” and try to insure your benefits are available promptly and fully.
